A lot of us, even those in the middle, live paycheck to paycheck.
We often work overtime or take on new jobs to make ends meet.
But the housing crisis is so bad that even those who make ends do not have the money to keep a home.
For some, that means they are living in shelters or staying in motels.
For others, it means that they are renting or buying, sometimes for years at a time.
Here are some of the ways that some people are struggling financially.
The problem of homelessness is a major one in America, and it is only getting worse.
CNNMoney’s Lauren Fagan has the latest on the housing issue.